The world of merchant accounts can be a very confusing world if you are just getting involved with them for the first time, and looking to add credit card processing to your small business. There are many different components and fees you have to deal with, and your overall costs can vary greatly depending on which path you select. The fees and costs can even vary depending on whether you do a lot of of little transactions, or a few big transactions. I have been using merchant accounts for several years now and have believe that MechantAnywhere is one of the best alternatives for mobile transaction processing. There are other vendors out that use dedicated mobile terminals that either process the transactions in batch when you return to your office, or are vey expensive. If you are visiting PDAPhoneHome.com, then you likely already have a PDAPhone, and with MerchantAnywhere, you can turn it into a very slick credit card processing device.

MerchantAnywhere has put together a a great value in mobile credit card processing. You supply the PDAPhone with a data plan with a wireless carrier, and they supply the rest. The only thing you need to buy from them is a card swiper/printer. They offer two versions - A wire attached version called the Pocket Merchant, and a Bluetooth version called the Pocket Spectrum. I have tried and used both and once setup they work extremely well. I much prefer the Pocket Spectrum so that when you have the customer input their signature on your screen, there is nothing tethering your PDAPhone. Another benefit of the Pocket Spectrum is that the battery is removable, so that you can buy extra batteries if you wish.