I'm sorry, but it sounds like you got an XV6600WOC (With Out Camera). There were two models made - the one without was designed for workplaces where cameras are not allowed (this was not the official explanation - I think it's just a theory that was posited here, and seemed to make sense to everyone).
You're not missing out on much. I've had a WOC for many years (still use it actively), and only recently picked up a backup device, the model with a camera. The cam is good for outdoor shots in the daytime (or video), but that's about it. Night pictures or anything requiring the meager flash are abbysmal.
I understand that you can actually get a small camera that fits in the SD card slot. I've never used one, but I know they're out there.
Finally - if you're going to start a new Verizon contract for this phone, see this thread:
http://pdaphonehome.com/forums/ppc-6600-ppc-6601-xv6600/90448-prepaid-plans.html - instead of getting locked into a 1 or 2 year contract, and paying $80 a month, you can go through prepay instead. No contract, and about $30 less per month. I've been utilizing this method for a year now, and it works great.
Good luck!
Gare