Found it...its called softkeyapplet. Running phonealarm, xcpuscaler, agenda fusion, spb pocketplus, photo contacts pro, spb backup. 1 week later, soft reset only once. Its possible that the phone didn't hang either. Sometimes the processor "thinks" a while b4 completing the process. However, I will say that as expected, the Verizon network seems to be a little better.
Anyone know how to keep the dailer on the screen after the call connects?